Bitcoin spikes in price, the media latch onto it and suddenly FOMO (fear of missing out) grips the nation. Friends who doesn’t even own a piece of the stock market start asking me if they should buy Bitcoin and experts come out either loving or hating it… they receive abuse regardless of their opinions. Sound … read more.
Losing all your money in the stock market is a common worry for new investors, and whilst it’s theoretically possible, it’s highly unlikely if you invest your money in a diversified way. Human beings have a tendency towards feeling more pain when they lose money than they do joy when they make an equivalent amount. … read more.
There’s a wealth of information out there about how to find investor finance for your property developments but there’s borderline nothing about actually providing developer finance. How do you find developers to work with? How much should you loan them? How risky is it? What due diligence do you need to do? What paperwork should … read more.
Robert Kiyosaki’s Rich Dad Poor Dad, in it’s lurid attention grabbing purple cover, sits alongside a range of other finance books on the bottom bookshelf in my office. Firmly below my collection of whiskey (top shelf), whiskey glasses (second shelf down) and miscellaneous but nevertheless very cool items (third shelf down). I’ve read it twice. … read more.
I’ve got more money in managed portfolios (mutual funds) than I do in index funds at this point in time but that’s a trend I’m actively seeking to reverse. Does that mean index funds (sometimes know as index trackers or tracker funds) are better than managed portfolios? In my opinion it depends on what type … read more.
At the time of this posts publication I’ve got nine different properties in my investment portfolio. There are four standard buy to lets, a student HMO (house of multiple occupation) and four properties rented as serviced accommodation. All have different yields, designed to maximise ROI (return on investment), but they were all purchased with a … read more.